Buying a home for the first time can be a daunting experience, so we break your journey down into three manageable stages:
1. Planning your route
Here you’ll learn how to get your finances in order, your buying options and understanding your position. Find out how much you can borrow and learn how to use a mortgage calculator to explore your best options.
2. Finding your destination
Then we look more specifically at what kind of home you want and your preferred locations.
You’ll also learn how and where to get your mortgage - including other banks, building societies, brokers or estate agents. We’ll explain all your options so you can make the best decision for you.
3. Arriving at your home
Finally, we explore the process of moving into your first home. This covers everything from the valuation and survey to the exchange of contracts and the legal work involved with your purchase.
There will be time after the session for you to ask trained colleagues any questions you might have about the process.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
All applications are subject to status and lending criteria.